Learn More

Payments, Banking · Sofia, Bulgaria

Paynetics

Paynetics is a licensed e-money institution that provides end-to-end payment services so non-financial companies can embed finance into their products.

Headquarters
Sofia, Bulgaria
Founded
2005

About Paynetics

Paynetics offers payment accounts and transfers, Visa and Mastercard card issuing and acquiring, open banking, BIN sponsorship, embedded finance APIs and white-label financial apps across the EU and UK. It also provides value-added services such as KYC/KYB onboarding, AML and fraud monitoring, settlement and reconciliation, and cross-selling of lending and digital asset products. Paynetics AD is licensed by the Bulgarian National Bank and passported across the EU, and its subsidiary Paynetics UK Ltd is licensed by the FCA.

What Paynetics offers

  • Payment accounts and transfers (IBANs, UK accounts, SEPA, Faster Payments)
  • Card issuing (Visa, Mastercard)
  • Card acquiring (e-commerce, POS, softPOS)
  • Open banking (PISP/AISP)
  • BIN sponsorship
  • Embedded finance suite (APIs and SDKs)
  • White-label financial super-app
  • Onboarding and KYC/KYB
  • AML and fraud monitoring
  • Settlement and reconciliation
  • Cross-selling of lending and digital asset products

Who Paynetics serves

  • PSPs
  • Fintechs
  • Program managers
  • Large corporates
  • Banks
  • Public sector
  • Non-financial companies embedding payments

Topics

  • payments
  • e-money institution
  • embedded finance
  • card issuing
  • card acquiring
  • BIN sponsorship
  • open banking
  • white label
  • fintech infrastructure
  • KYC/AML

Similar fintech companies

  • Nordea+1,695

    Banking · Helsinki, Finland

    Nordea is a leading Nordic universal bank providing personal, business and corporate banking, asset management and funds.

  • Froda+835

    Banking · Stockholm, Sweden

    Froda is a Stockholm-based fintech lender offering business loans and savings accounts to small and medium-sized companies.

  • Lunar+725

    Banking · Aarhus, Denmark

    Lunar is a Danish digital bank offering mobile-first accounts, cards, savings, investing and crypto for consumers and businesses.

  • Monthio+665

    Regtech, Lending, Banking · Copenhagen, Denmark

    Monthio provides an Open Banking-based affordability and credit decisioning solution for lenders.

  • Subaio+545

    Banking · Aalborg, Denmark

    Subaio turns raw bank transaction data into financial insights and products for banks and lenders across Europe.

  • Enfuce+500

    Payments, Banking · Espoo, Finland

    Enfuce is a cloud-native card issuing, processing and licensing platform that helps banks, fintechs and brands launch and scale payment card programmes.

More in the database

Profile researched by Alexandra Studio from public information about Paynetics, updated 10 November 2026. Something wrong or missing? Update your company or remove it.