Regtech, Lending, Banking · Copenhagen, Denmark
Monthio
Monthio provides an Open Banking-based affordability and credit decisioning solution for lenders.
- Website
- monthio.com
- Headquarters
- Copenhagen, Denmark
- Founded
- 2018
- Fintech Award Points
- +665, #4 of 204
About Monthio
Monthio offers income and expense verification, risk and fraud insights, transaction categorisation, account verification and debt insights built on Open Banking data, helping credit providers make faster, more accurate lending decisions. It serves banks, consumer lenders, car financing providers, green lending and other industries such as property rentals. The company says it is FSA regulated (passported across Europe) and ISO27001 certified.
What Monthio offers
- Income verification
- Expense verification
- Risk & insights (default and fraud risk)
- Transaction categorisation
- Account verification for AML/KYC
- Debt insights
- Open Banking affordability solution for credit decisioning
Who Monthio serves
- Banks
- Consumer lenders
- Car financing providers
- Green lending providers
- Mortgage and home equity lenders
- Property rental services
Topics
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Profile researched by Alexandra Studio from public information about Monthio, updated 10 November 2026. Something wrong or missing? Update your company or remove it.