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Banking · Paris, France

Algoan

Algoan provides a SaaS platform that uses Open Banking data to help lenders make faster, more accurate credit decisions.

Website
algoan.com
Headquarters
Paris, France
Founded
2018
Sector
Banking
Fintech Award Points
+170, #158 of 204

About Algoan

Algoan offers a full credit-decisioning suite that covers customer onboarding, bank data collection via Open Banking, solvency and fraud analysis, behavioural credit scoring and a monitoring dashboard, all available by API. It serves banks, consumer credit providers, buy-now-pay-later, auto finance, leasing and brokerage players, and promotes DCC2-compliant solvency assessment. Algoan is registered with the ACPR as an account information service provider, is ISO/IEC 27001 certified by Bureau Veritas, and has become a Société à Mission.

What Algoan offers

  • Onboarding (turnkey credit application journey)
  • Transaction Data (Open Banking account aggregation)
  • Credit Insights (solvency analysis)
  • Credit Score (behavioural default-probability score)
  • Shield (fraud scoring)
  • Dashboard (visualisation and monitoring)
  • DCC2-compliant solvency assessment solution

Who Algoan serves

  • Banks
  • Consumer credit lenders
  • Credit card issuers
  • Buy-now-pay-later / split payment providers
  • Auto finance and leasing companies
  • Credit intermediaries and brokers
  • Business lenders

Topics

  • open banking
  • credit scoring
  • credit decisioning
  • solvency analysis
  • fraud detection
  • transaction categorisation
  • consumer credit
  • BNPL
  • DCC2
  • SaaS API

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Profile researched by Alexandra Studio from public information about Algoan, updated 10 November 2026. Something wrong or missing? Update your company or remove it.