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Banking · Munich, Germany

FinAPI

finAPI provides an Open Banking API for accessing account and financial data, initiating payments and verifying identities.

Website
finapi.io
Headquarters
Munich, Germany
Founded
2008
Sector
Banking

About FinAPI

finAPI GmbH offers Open Finance solutions including a banking API for account and securities data aggregation, data intelligence analytics, SEPA payment initiation and KYC identity verification via GiroIdent. It serves banks, insurers, e-commerce, fintechs, start-ups, SMEs and large enterprises. Active since 2008, it is a BaFin-registered account information service and licensed payment initiation service, TÜV-certified, and reports over 20 million daily API calls.

What FinAPI offers

  • Open Banking / Banking API
  • PSD2 licence services
  • XS2A server for banks
  • VoP (Verification of Payee) service
  • Data Intelligence (categorisation, cashflow and risk analysis, contract detection)
  • Digital Account Check and KreditCheck
  • SEPA payments (direct debit, transfer, instant payments)
  • GiroIdent identity verification / KYC
  • Ident & Pay
  • Shopware Payment Plugin

Who FinAPI serves

  • Banks
  • Insurance companies
  • E-commerce businesses
  • Fintechs
  • Start-ups
  • SMEs
  • Large enterprises
  • Accounting software providers
  • Lenders / credit checking

Topics

  • open banking
  • open finance
  • banking API
  • PSD2
  • account aggregation
  • payment initiation
  • KYC
  • identity verification
  • financial data analytics
  • credit scoring

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Profile researched by Alexandra Studio from public information about FinAPI, updated 10 November 2026. Something wrong or missing? Update your company or remove it.