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Payments, Lending, Finance software, Banking · Stockholm, Sweden

Aura Banking Cloud

Aura is a cloud-native, API-first core banking platform for banks, fintechs and neobanks, with built-in AI agents for agentic banking.

Headquarters
Stockholm, Sweden
Founded
2019
Fintech Award Points
+155, #184 of 204

About Aura Banking Cloud

Aura (Aura Cloud AB) offers a SaaS core banking platform with pre-built modules for lending, accounts, cards, factoring, P2P lending, forex, payments and loyalty. It says customers can go live in 16 weeks with a sub-5% cost-to-income ratio. Its proprietary AuraCrew AI agents automate underwriting, KYC and servicing on top of the core. It offers EU/UK data hosting and works with cloud providers, ecosystem partners, card processors and system integrators.

What Aura Banking Cloud offers

  • Cloud-native core banking platform (SaaS)
  • Consumer and business loan modules
  • Retail and business accounts
  • Card issuing
  • Factoring
  • Peer-to-peer lending
  • Forex services
  • Payment services
  • Loyalty & rewards
  • AuraCrew AI agents for agentic banking

Who Aura Banking Cloud serves

  • Banks
  • Fintechs
  • Neobanks
  • Financial institutions

Topics

  • core banking
  • fintech
  • SaaS
  • cloud-native
  • agentic AI
  • lending
  • payments
  • cards
  • API-first
  • banking infrastructure

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Profile researched by Alexandra Studio from public information about Aura Banking Cloud, updated 10 November 2026. Something wrong or missing? Update your company or remove it.