Learn More

Finance software · Skövde, Sweden

Aptic

Aptic is a Stockholm-based software company that builds financial software for lending, factoring, invoice-to-cash, buy now pay later, debt collection and leasing.

Website
aptic.net
Headquarters
Skövde, Sweden
Founded
2001

About Aptic

Aptic provides modular financial software, including its CLVR platform. It covers lending, factoring, invoice-to-cash, BNPL credit management, debt collection, leasing and core banking, and clients can use the modules separately or combine them on one platform with open APIs. The site says over 100 customers use it, including banks, factoring companies, lenders, debt recovery agencies, e-commerce and retail businesses, telco and utilities, and leasing companies.

What Aptic offers

  • CLVR platform
  • Lending software
  • Factoring software with automated risk management
  • Invoice to cash solution
  • Buy Now Pay Later credit management
  • Debt collection software (Collect)
  • Leasing software
  • Core banking solution with open APIs

Who Aptic serves

  • Banks
  • Factoring companies
  • Lenders
  • Debt recovery agencies
  • E-commerce and retail companies
  • Telco and utilities companies
  • Leasing companies
  • Asset-based financing providers
  • Captive finance companies

Topics

  • fintech software
  • lending
  • factoring
  • buy now pay later
  • debt collection
  • leasing
  • core banking
  • invoice to cash
  • credit management
  • asset-based financing

Similar fintech companies

  • Fimento+405

    Payments, Finance software · Stockholm, Sweden

    Fimento is an AI-native financial intelligence platform that combines open banking, company registry, accounting and custom data to support credit and financial decisions.

  • Sitoo+315

    Payments, Finance software · Stockholm, Sweden

    Sitoo provides a cloud-native point of sale (POS) and unified commerce platform for global retailers.

  • InExchange Factorum+305

    Finance software · Sweden

    Inexchange provides a cloud platform for sending and receiving e-invoices and other business documents across Europe, including compliance with national and EU e-invoicing rules.

  • Kleer+205

    Finance software, Payments, Banking · Sweden

    Kleer provides an automated all-in-one finance and payroll platform combined with a dedicated accounting team for Swedish consulting, AI and SaaS companies.

  • Zinova+205

    Lending, Finance software, Banking · Sweden

    Zinova is a Swedish financial partner for small and medium-sized businesses, offering financial analysis, advisors, cash-flow loans and mentors.

  • Anyfin+185

    Finance software, Banking · Stockholm, Sweden

    Anyfin is a Swedish app-based lender that refinances people's existing loans, part-payments and credit cards at a lower interest rate.

More in the database

Profile researched by Alexandra Studio from public information about Aptic, updated 10 November 2026. Something wrong or missing? Update your company or remove it.